Mobile Home Insurance
Mobile Home Insurance Quote Forms
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Mobile Home Insurance Information
The unique constructions, movability and other characteristics of manufactured homes, commonly called mobile homes, can make them more vulnerable to certain hazards. However, if you have the right insurance for these properties, you can get valuable protection when something goes wrong.
North Carolina residents trust Patriot Insurance Agencies to help them get reliable mobile homeowners insurance for their manufactured homes. We serve Charlotte, Kannapolis, Salisbury, Monroe and the surrounding region, and we want to help you, too. For more information, contact us or request a free quote today.
What Is Mobile Homeowners Insurance?
Because these homes face unique risks and liabilities, manufactured homes have special insurance needs. While in some states, manufactured homeowners can get the necessary coverage through homeowners insurance, in North Carolina, specific mobile homeowners insurance is available. It can provide financial assistance if a covered loss affects the manufactured home. Ask your Patriot Insurance Agencies agent for more information about how mobile homeowners insurance is designed to protect your property.
What Coverage Do I Need for Mobile and Manufactured Homes?
Generally speaking, mobile homeowners insurance looks a lot like coverage for standard homes. Some of the coverage that your policy may offer includes:
Loss of use coverage
For added protection, you may be able to get coverage for emergency removal, trip collisions, scheduled personal property, water backup and a variety of other costs. However, all policies vary. If you’re curious about the protection different policies can provide, speak to one of our agents.
Am I Required to Buy Coverage?
If you have financed your manufactured home, your lender may require you to buy mobile homeowners insurance. Additionally, some mobile home parks require residents to obtain coverage before moving onto the property. If you have questions about coverage requirements, ask one of our agents about what would be the appropriate coverage for your home.
What Will My Coverage Cost?
Various factors, such as the location of your home and the coverage limits included in your policy, may influence the cost of your mobile homeowners insurance. Speak to your Patriot Insurance Agencies agent to learn more about policy prices.
Get Covered With Our Help!
Patriot Insurance Agencies makes it easier for North Carolina residents to get mobile homeowners insurance. Get in touch with us or request your free quote today.